TY - JOUR
T1 - Die Versicherungsnachfrage von Unternehmen: Eine Empirische Untersuchung der Sachversicherungsnachfrage deutscher Unternehmen
AU - Krummaker, Simone
AU - von der Schulenburg, J.-Matthias Graf
PY - 2008
Y1 - 2008
N2 - This article presents the results of an empirical analysis regarding the corporate demand for insurance. As several studies before tested the theoretical arguments for the corporate motivation to purchase insurance, this article provides the fist empirical analysis focussing on the insurance demand of German corporations. The empirical evidence, found in the data of corporate clients of a German insurance company, supports the hypotheses regarding the relation between the demand for insurance and the size of the corporation, insolvency costs and real services of
the insurer as well as the influence of the ownership structure of a stock corporation. Conflicting results were found regarding regulation.
AB - This article presents the results of an empirical analysis regarding the corporate demand for insurance. As several studies before tested the theoretical arguments for the corporate motivation to purchase insurance, this article provides the fist empirical analysis focussing on the insurance demand of German corporations. The empirical evidence, found in the data of corporate clients of a German insurance company, supports the hypotheses regarding the relation between the demand for insurance and the size of the corporation, insolvency costs and real services of
the insurer as well as the influence of the ownership structure of a stock corporation. Conflicting results were found regarding regulation.
U2 - 10.1007/s12297-008-0004-z
DO - 10.1007/s12297-008-0004-z
M3 - Article
VL - 97
SP - 79
EP - 97
JO - Zeitschrift für die gesamte Versicherungswissenschaft
JF - Zeitschrift für die gesamte Versicherungswissenschaft
SN - 0044-2585
IS - 1
ER -